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Why Your Credit Needs to be Pulled for your Pre-Approval Letter

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with one of my preferred lenders, Rob DiGiore. Today we'll explain why you need to have your credit score pulled to get a pre-qualification or pre-approval letter underway. Often when a buyer lead comes in, they say that they don't want to call lenders immediately and don't want their credit score pulled...

Pre-Approval vs Pre-Qualification Letters

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with one of our preferred lenders, Rob DiGiore, from Guild Mortgage. Today we'll talk briefly about the differences between pre-approval and pre-qualification letters. There is a difference, and we want to clarify some for you considering purchasing a home. Typically, a pre-qualification is where we take some basic financial information from a...

Jumbo vs. Conventional Loans

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with Rob DiGiore from Guild Mortgage. We'll talk about the differences between Jumbo Financing and Conventional Financing and what that means if you are buying a luxury property. A Jumbo Loan is a loan that is one dollar or more over the conventional loan limit. The Conventional Loan limit changes each year....

Homestead Exemption

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker. Today I wanted to talk all about homestead exemption. Here in Florida, we have the Save Our Homes Act, which means you can file for homestead exemption if a home is your primary residence. Filing for homestead is a relatively simple process that you can complete online by filling out specific forms...
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