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Chef Jeff Testimonial

What's up, everybody? It's Chef Jeff Sullivan. Some of you may know me from Fox TV's MasterChef, and others might know me as a lover of all things Tampa. Being a homeowner was one of the biggest milestones in my adult life. Being able to provide a house for our family to grow and to be a part of this...

Why Your Credit Needs to be Pulled for your Pre-Approval Letter

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with one of my preferred lenders, Rob DiGiore. Today we'll explain why you need to have your credit score pulled to get a pre-qualification or pre-approval letter underway. Often when a buyer lead comes in, they say that they don't want to call lenders immediately and don't want their credit score pulled...

What is an Estoppel

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with Danielle Walter with Compass Land and Title. And I thought today we would talk a little bit about what an estoppel is. This comes up from time to time when someone's purchasing a property with an association where an estoppel is needed. A lot of people don't know that estoppels exist....

What is a Property Survey

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker. Today I wanted to talk to you about what a property survey is. We have a lot of clients who ask, as we move through the transaction, what is the survey talking about? Is it an evaluation? What do I have to do here? The property survey is essentially a boundary survey...

Pre-Approval vs Pre-Qualification Letters

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with one of our preferred lenders, Rob DiGiore, from Guild Mortgage. Today we'll talk briefly about the differences between pre-approval and pre-qualification letters. There is a difference, and we want to clarify some for you considering purchasing a home. Typically, a pre-qualification is where we take some basic financial information from a...

Move-In Ready vs. Full Renovation

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker. Today I wanted to discuss your risk tolerance and whether you prefer a move-in ready or full-renovation property. I have a renovation book I put together for the property I live in, which I ended up taking down to the studs. Not many people want to embark on that project because it...

Jumbo vs. Conventional Loans

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with Rob DiGiore from Guild Mortgage. We'll talk about the differences between Jumbo Financing and Conventional Financing and what that means if you are buying a luxury property. A Jumbo Loan is a loan that is one dollar or more over the conventional loan limit. The Conventional Loan limit changes each year....

Homestead Exemption

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker. Today I wanted to talk all about homestead exemption. Here in Florida, we have the Save Our Homes Act, which means you can file for homestead exemption if a home is your primary residence. Filing for homestead is a relatively simple process that you can complete online by filling out specific forms...

After the Home Inspection

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker with my daughter, Ava Sanchez. Today we're going to talk about what the buying process is like after the home inspection. Alright, so let's pretend you're the buyer, you've picked out this amazing house, and you want to buy the house. So you write the offer, it goes under contract, and you're...

Ways to Take Title

Hi, I'm Sophia Sanchez, Tampa Real Estate Broker and I'm with Danielle Walter from Compass Land and Title having a conversation about how to take title and what that means. People don't really know what taking title means and sometimes after you call and ask them, they will then call us back and say, oh my God, what does this...
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